Insurance is an extremely important part of starting your business and growing your business. And the truth of the matter is most inflatable rental operators don't have insurance. And that hurts everyone in the business.
If your business plan is to only do backyard birthday parties, you can probable operate for several years without insurance and it could never matter...Unless someone gets hurt. If you want to take the next step, if you want to start doing school and church events and community events, insurance is a must. Partly because it's just good business and partly because most entities won't hire you unless you have insurance.
If you're already operating a business, you may be able to add yout inflatables to your current insurance through a rider. For everyone else, which is most of us, we're left to search on our own to find insurance.
First thing to do is approach your local independent insurance dealer and ask him or her about insurance. While they may not be able to write insurance for you they can point you in the right direction. Other sources would be your state labor department. There is most likely a division that oversees inflatables and games. It is there that you'll find the information that you need to get insurance.
Good Luck!
Remember to check out PartyWright.com for links to start your inflatable business
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